Finance

The ₹5,000 Mistake That Taught Me EverythingA few years ago, my cousin forwarded me a WhatsApp message. A child needed urgent surgery. The photos looked real. The story sounded urgent. The UPI ID was attached. I sent ₹5,000 without a second thought.Three weeks later, the same forward landed in three...

On January 22, 2026, Moody's Ratings raised the senior unsecured ratings for two Blue Owl Capital business development companies, Blue Owl Capital Corporation (OBDC) and Blue Owl Credit Income Corp. (OCIC), from Baa3 to Baa2. Both outlooks moved to stable from positive (finchannel.com).What Baa2 MeansA Baa2 rating sits firmly within...

I remember when opening a bank account was a deal. You had to go to a bank branch carry a bunch of documents fill out forms and wait. It was a half-day thing. That is not how it is anymore. Now you can open a savings account in India with...

Personal loan interest rates in India swing pretty widely—right now, you’ll see anywhere from 10% to 24% a year, all depending on the lender and your own credit profile. That’s not a small gap. Take a ₹5 lakh loan for three years: at 10.5%, you’ll pay about ₹83,000 in interest,...

As the digital currency market continues to evolve, the spotlight is often on Bitcoin, with Ethereum not too far behind. Ethereum, with its smart contract capabilities and a robust developer community, is poised to make significant strides in the coming years. So, let's dive into the world of high leverage...

As more Indians look beyond domestic equities, the US stock market has emerged as a top choice for global diversification. However, many first-time investors are often unclear about the taxation rules that apply. Understanding tax on US stocks in India is critical because it determines your real returns after investing...